Affordable Dental Care in Germantown, MD

At River Stone Dental Center, we believe everyone deserves access to high-quality dental care, regardless of their financial situation. Our office accepts out-of-network dental plans, FSAs, HSAs, and CareCredit payment plans.

For patients interested in working directly with our team, we also provide an in-house membership plan that can help your family save big on the cost of dental care. Should you have any financial questions or concerns at any time, please don’t hesitate to reach out, and we’ll be glad to assist.

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Dental Insurance

Our practice is in-network with Cigna, and we accept all insurances. Our team can file claims on your behalf and help you understand your out-of-pocket costs so there are no surprises. We’re committed to helping you maximize your benefits and making your dental care as smooth and affordable as possible, no matter your insurance situation. For specific insurance-related questions and concerns, we recommend contacting our team directly.

In-House Dental Membership Plan

Don’t have dental insurance? Our in-house membership plan is a great alternative that makes maintaining your smile easy and affordable. For $495/year, you’ll receive routine preventive care like exams, cleanings, and X-rays, plus a 15% discount on all additional services, including orthodontics and cosmetic care. There are no deductibles, waiting periods, or claim forms—just quality care with straightforward pricing. It’s our way of helping you prioritize your oral health without the stress of navigating traditional insurance.

Children

(Under Age 14)

  • Two Routine Cleanings & Exams
  • Two Fluoride Treatments
  • All Necessary X-rays

Adult

(Regular Care)

  • Two Routine Cleanings & Exams
  • Two Fluoride Treatments
  • All Necessary X-rays

Adult

(Periodontal Maintenance)

  • Two Periodontal Cleanings & Exams
  • One Fluoride Treatment
  • All Necessary X-rays

Benefits begin immediately upon enrollment, so call today!

CareCredit™ Financing

For patients looking to manage treatment costs over time, we recommend utilizing CareCredit. This healthcare financing option lets you pay for dental care in convenient monthly payments, often with little to no interest. It can be used for preventive, restorative, and cosmetic treatments, making it easier to get the care you need when you need it. Applying is simple, and credit decisions are typically made within minutes, so you could apply and get approved today!

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