If you’ve ever tried to decode your dental benefits, you know it’s not exactly straightforward. Terms like “in-network” and “out-of-network” can make a big difference when choosing where to go—but not always in the way you’d expect. Understanding how it works helps you make the most of your coverage while still choosing a provider you trust.
What Does In-Network Mean?
An
in-network dentist has a contract with your insurance company. That agreement sets fixed rates for procedures, and often means lower out-of-pocket costs for patients. At River Stone Dental Center, we are in-network with Cigna. If you have Cigna dental insurance, you’ll typically pay the least here—and we’ll handle claim filing directly.
Out-of-Network Doesn’t Mean Out-of-Reach
If your plan isn’t Cigna, don’t worry—you can still be seen here. Being “out-of-network” just means we don’t have a contracted rate with your insurance provider. But many plans still cover a portion of your visit, and we’ll help you get every dollar you’re entitled to. We file claims on your behalf and work to simplify the process. In many cases, the difference in cost is smaller than you might think.
What to Bring and What to Know
Bring your insurance card to your visit—we’ll use it to verify benefits and speed up claims processing. Keeping your policy up to date with us helps avoid surprises and ensures you get the right coverage. Our team is always happy to explain what your plan includes and what your financial responsibility may be. We believe you should always know what to expect—before, during, and after your appointment.
Maximizing Your Dental Benefits at River Stone Dental Center in Germantown, MD
At
River Stone Dental Center in Germantown, MD,
Dr. Peajmun Razmjou wants patients to feel informed and confident about their dental care—whether you’re in-network or not. We’ll help you navigate your benefits, file claims, and make sure cost doesn’t stand in the way of the care you need. Call today to schedule a
checkup or ask about your coverage—we’re here to make dental care simpler and more accessible.
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